-And on the thirteenth day of Xmas, the mailman gave to me, a credit card bill for free .
So Happy New Year! You thought that you recovered from your New Year’s hangover. Then you open your mail. Everything was good in December and then you decided that you would buy a few things. Besides they were not full price as they were from Xmas sales. You decided what better to treat your friends and family then to break in your new credit card?
After a few days of not having a plan and no budget, you decided no credit card should be left behind. Why not break them all in? Besides you needed the points! You felt that you were assisting the economy. These actions you felt would assist in improving your holiday spirit (and that of others)! Then you decided to buy a few things for yourself: a new HDTV and a Blu-Ray DVD player, that new copy of the Pink Floyd boxset. Hey and why not spruce up your car with ultimate decoration: a new car stereo? What could it hurt? Your holly jolly feeling lasted at least 12 days. You would not put any thought to the bills until next year. No big deal!
The problem is now, the new year is here. Your Christmas spirit or your holly jolly feeling has been replaced by an excessive headache, shortness of breath and a case of indigestion. And maybe a feeling of confusion. The reason? Your credit card bills came in the mail. The feeling of joy was gone in about three seconds of seeing your bills.
Right around this time you may be wondering if Santa Claus has something else in his magical sack that he might be dropping off to let you payoff these bills. No such luck. Right at this time you have also clued that you have completely maxed yourself out. And Santa would not be coming back to supply any holiday good will.
To assist you in alleviating your New Year’s headache, Credit Canada might be able to assist you in coming up with a solution.
Credit Canada can work with you in a free hour long counselling session or at one of our free seminars so you can learn about credit, your credit rating and how to make life more comfortable again.
Credit Canada can assist in making out a workable budget. As well with the help of our Monthly Budget Trackers, eg. The Staying on Track book can help you account for where your money goes every month. As well we can work out how to budget your money better.
If the unsecured debt bills you have ( like credit cards, loans and overdrafts) turn out to be as unbearable as an ugly Christmas sweater, I would suggest giving us a call or sending us an email at infor@creditcanada.com. Or you can do an online assessment at creditcanada.com.
If you are feeling things are becoming unwieldy, feel free to contact us where and when you can and we can work with you to steer things in the right direction.
Regardless of what the state of things are in now, we can work with you to understand the bonuses and the pratfalls of credit and how to get your credit back on track again.
Maybe you are dealing with one hangover while reading this. Let us try to help you with the other.
