For Bernice, Niki, Elaine, and Vito, the world is a much friendlier place. No more anxiety, sleepless nights, or fear of phone calls from snarling bill collectors. Today all four have overcome bad debt with the help of Credit Canada Debt Solutions.

Hear what the four have to say about how they got control of their lives through debt consolidation – part of a program we offer that is affordable and easy to follow and learn more about how our debt management program and debt consolidation can help you become debt free. You’ll learn a little about our qualified credit counsellors, too, with insight into why our clients come away feeling so much better about themselves, and so much smarter about money.

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5 Money Saving Tips for the Bargain Hunter.

by Kerri Barreca on July 24, 2014

Tighten Your Belt - Austerity

Things sure have changed since the days when the only place to purchase a bar of soap or a new pair of shoes was the local general store.  Nowadays, super markets, drugstores and other retailers offer some very interesting deals to try and bring in more customers than the competition. Financial planning can reduce your bills so consider taking advantage of some of the following money saving tips in order to save yourself a bit of cash at the till.

1 Use a points card- If you shop at a store frequently, consider signing up for a points card.  Some programs out there let you redeem money off a purchase after a certain point level has been reached while others may stamp a card and offer you your 10th purchase free.  It’s nice for regular customers to get some perks but just make sure you are buying products for the products themselves and not for the points associated with them!

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Of same-sex couples and hurdles on the path to financial planning.

July 22, 2014

Interesting news preceded WorldPride Week in Toronto this past June when multitudes within the lesbian, gay, bisexual, transgender or queer (LGBTQ) community gathered for what was heralded as an unprecedented occasion. It was the first ever “WorldPride” event held in North America. Streets hosted parades, parks hosted parties, and locals hosted strangers. But as everyone [...]

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Rentin’ in the City.

July 17, 2014

I’m going to throw it right out there. I’m a renter in my thirties. Please control your shock and horror and resist your urge to try and make me understand that this is a terrible financial mistake. I’ve heard all of the arguments in favour of buying a home many times before. Over dinner on [...]

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Does money buy happiness? From a credit counselling standpoint, yes.

July 15, 2014

  You’ve probably heard someone at some point say that money doesn’t buy happiness. This could only be voiced by a person who has never lived on macaroni and cheese for long periods of a time; someone who has never purchased an $800 car out of some desperate need for a personal set of wheels; [...]

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Looking to repair your credit score? Avoid these five common mistakes.

July 10, 2014

  You may not think about it often, but your credit score can suddenly become the centre of your universe when you’re trying to secure a mortgage, vehicle loan or an apartment. Potential creditors want to believe that you’re fiscally responsible, and a poor credit score caused by past financial woes may lead them to [...]

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What would you spend to save your pet? More notes on debt management.

July 8, 2014

  The online ad read: “Reserve your miniature piglet now! Just $875 to $1,200 ($100 deposit required).” Under the banner headline were all sorts of photos of adorable little oinkers, some pink and smooth as a baby’s bottom, some fuzzy and spotted, others furry or what the seller called “shabby chic.” There was Pedro, Natasha, [...]

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Good Heavens! Claire Voyant’s July financial planning horoscope.

July 3, 2014

Welcome to the third installment of For The Love of Money’s financial planning horoscope, Good Heavens! This tongue-in-cheek look at financial planning is brought to you by Credit Canada’s visiting amateur astrologer, Claire Voyant. Comments are most welcome. But again we state that Credit Canada takes no responsibility for Claire’s claims since she admits to [...]

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Debt stress and the workplace.

June 26, 2014

Back in the day, if you were in debt it was rather obvious since you were in prison. These days debt is much easier to hide, so easy in fact, that some people successfully hide their debt from their significant others. But the stress caused by debt problems is harder to contain and has a [...]

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More notes on a bubble and why credit counselling could soon balloon.

June 24, 2014

These days I’m not the only one sounding off about Canada’s domestic housing bubble, soaring  debts, and a future where a lot of freewheeling folks could suddenly find themselves in need of some credit counselling when the spending party is over. Last month I wrote about dark clouds on the horizon. I addressed “creative” lending [...]

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