This week I ask, have you got a handle on online charges and subscription fees relating to cable and Internet-mobile services? The outlays ought to be tracked and built in to a budget that you put down in writing and use for your debt management. Check your bills from the last few months for charges that may seem to come cheap separately but that collectively over time can add up to a significant sum. You might find billings of 99 cents each for apps, $7.99 for Netflix, $6.99 for the second Hunger Games installment Catching Fire, and much more. If there are online gamers in the house, you might find bumps of $5.00 or more for each session of the very popular Clash of Clans, or at least 99 cent charges for other games. Such charges could represent just the tip of the digital spending iceberg. [click to continue…]
I can’t argue with the young Beatle Paul McCartney when he sings, “Money can’t buy me love.” On the other hand, I can argue that only an innocent or a fool would dismiss the important role money plays in dating, especially when a relationship gets serious.
Some obvious money rules and signals come into play for those looking to succeed in romance. The way money is treated and discussed during dating can reveal much truth about a partner’s character, and about his or her level of financial literacy. Hopes for a happy romantic future can depend on how realistically your date treats money from the get go. But of course, clever partners can also be masters of disguise in relation to personal finance and debt, particularly credit card debt. Furthermore, ambiguous emotional variables can present themselves as relationships grow, in which case judgments of the heart may depend largely on instinct and intuition. [click to continue…]