Credit Canada joins ‘Clean Toronto Together’ Project.

by Roxanne Ramedani on April 24, 2014

What makes you feel good, saves you money, and just happens to rhyme with clean? Going GREEN! Recently there has been a huge correlation between households that practice environmentally friendly practices and have larger savings accounts.  No surprise there, but what may surprise you is just how much money you can save on your utilities bills, groceries and general expenses with just a few slight changes in your everyday ways. No need to be a financial expert or an environmentalist (though your friends may start to see you as both!) just simply try to practice at least a few of the methods we’ve compiled and sit back and relish the extra dollars and extra years you’ve given back to the earth.

1. Turn off the lights, turn down the heat and turn off the a/c! Whatever you think you need your thermostat to be at, turn it down (or up) by at least 2 degrees. Studies say you save approximately 2% of your energy bill every time you follow this method, AND lessen the amount of carbon dioxide you’re putting into the environment.  [click to continue…]


As spring at last begins to freshen everyone’s outlook in Canada, so too does good news from Ottawa about financial literacy and money management. All of us at Credit Canada Debt Solutions are delighted by Minister of State (Finance) Kevin Sorenson’s announcement last week that Jane Rooney has been appointed as our country’s first-ever Financial Literacy Leader.

Jane will be collaborating with communities, institutions, and private-public sector partners across the land to forward the cause of financial education and lead the coordination of financial literacy initiatives. Formerly the director of financial literacy and consumer education at the Financial Consumer Agency of Canada (FCAC), she is ideally qualified for the challenges ahead.   [click to continue…]


Spring clean your finances. Tips from the credit counselling experts.

April 17, 2014

Our experts in credit counselling are big on spring. It’s a time that spells renewal and hope. It gives people encouragement to blow the dust off everything, get organized, and enjoy the sense of freedom that comes with making a fresh start. You know what I’m talking about. You may sweat a little getting down […]

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That new car smell can include money if you’re smart about financial planning.

April 15, 2014

If you’re in the market for a new car, then you ought to be looking at the true value of your purchase well ahead of visiting the showroom. That means exploring the big picture and asking questions that can help with savings and financial planning. What’s the new vehicle going to cost you given today’s […]

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Solving debt problems can help end nightmares of sleeplessness.

April 8, 2014

Solving debt problems can often have a positive impact on your health. A client once said to me, “Fear is my alarm clock.” I asked him why, and he explained: “When I wake up each morning the first thought that comes to me is, will I be able to make next month’s rent? That sets […]

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Dare we say it’s spring?

April 3, 2014

My, oh my,  after almost two weeks of disappointment from what we had thought to be the “first day of spring”, we can now confidently say it’s beginning to get a little warmer and really feels like the season. Finally the snow has melted, the winds are teasing us with spurts of warm spring breezes […]

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Three Facts of Life That Can Help You Manage Your Time and Budget.

April 1, 2014

Time and money management are astonishingly similar. At least that’s what I’ve come to think. Here are three universal facts of life that will hopefully help you manage your time and/or your money more efficiently, and will help when creating a balanced schedule or making a budget. Fact #1: It’s impossible to “have it all”. […]

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Credit counselling helps solve debt problems through “mindfulness.”

March 27, 2014

Have you come across the term “mindfulness” recently in conversation or in casual reading? I know I have. It seems to be growing in popularity and I’m good with it as a word that describes a positive and realistic attitude towards life. It’s a term that can hold significant meaning for anyone facing debt problems […]

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Behind with your Utility Bills?

March 25, 2014

If you’re a Torontonian you’re almost at the end of what has been the most horrific winter of all time. Barbaric low temperatures, relentless snow, zero sun, that ice storm and having to listen to our Winnipegger friends and colleagues tell us that we have no idea what cold is. Credit Canada has some information […]

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How to make a budget warm your soul. Retire abroad to the sun.

March 20, 2014

Has this season’s brutal weather in Canada left your retired grandpa and grandma wishing a pox on Old Man Winter? Or maybe you yourself are a retired – or soon to be retired – person who is so fed up with the chills that you’d like to move and live outside of Canada altogether, enjoying […]

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