What do falling gas prices mean to you in terms of personal spending and financial planning? Well, if you’re thinking here’s an opportunity to go out and get yourself a great big shiny gas guzzler of a car, truck, or SUV, let me remind you about that famous song by the late Beatle George Harrison that goes, “All things must pass.” Yes, dear reader, just as surely as gas prices fall, they most assuredly will go back up, and perhaps sooner than expected. [click to continue…]
As I fought my way through my local shopping mall on the weekend I couldn’t help but notice the stores are filled with parkas and flip flops. Yes, that’s right folks. There’s nothing that finishes off your fur lined hooded jacket like a bright new pair of yellow flip flops.
It didn’t take me long to realize that stores are catering to those who choose to worship the sun over the snow. Crazy I say! I’ve never understood the need to fly South during the winter months only to come back to freezing cold temperatures with huge credit card debt, talk about depressing. [click to continue…]