For many of us, it’s not January but September that qualifies as the start of the new year in Canada. Come the end of the Labour Day weekend, there’s a feeling the whole world is getting back into gear. Schoolrooms, boardrooms and businesses come alive; social and cultural events start ramping up; hockey season gets underway – and on and on. It seems we’re all full of enthusiasm to take on new challenges and to get stuff done.
Given the mood of the moment, I can think of no better time to put personal finances in order. With the right tools, it isn’t difficult. As a matter of fact, we make it easy at Credit Canada thanks to a bevy of online money management tools that can help you fine tune your life. The tools cover everything from setting budgets and tracking spending patterns, to analyzing mortgage payments and planning for retirement – plus much more.
Join me now for a closer look at each of the tools, which can be accessed anytime at www.creditcanada.com.
Piggy Pal – Your Money Tracker
PiggyPal is a true friend when it comes to managing money. Track your daily spending habits online or through your mobile handset while you’re on the go. Click here.
Piggy Pal Challenger
A fun, interactive game that tests your money management knowledge. Click here.
Benefits of Spending Less
A few reductions in your personal budget can free up money for investments. Here’s a calculator that shows you how to lay a new nest egg. Click here.
Budget Tracker Booklet
A pocket-sized booklet that helps you track monthly spending so you can budget intelligently. Click here to download the booklet.
Buy or Lease Calculator
Is it better to lease or to buy a car? This calculator offers answers that can put you in the driver’s seat to savings. Click here.
Debt Calculator
With this tool, you’ll discover how much interest you’re actually paying a creditor over the life of a loan. Click here.
Home Budget
Get your house in order with a calculator that helps you determine where your money is going. Click here.
Mortgage Rates
A tool that helps you compare mortgage rates from big banks, credit unions, specialty lenders and mortgage brokers in one search. Click here.
Mortgage Comparison Calculator
With this tool you can sort through monthly payments, fees and other costs associated with getting a new mortgage. Click here.
Mortgage Payoff
This calculator shows you how much interest can you save by increasing your mortgage payment. Click here.
Rent or Buy?
Should you rent or should you buy your home? This calculator helps you weed through fees, taxes, and monthly payments. Click here.
Retirement Planner
With this tool, you can lay the groundwork for a retirement plan. Click here.
RRSP Loan Calculator
Use this calculator to see how a RRSP loan could help you with your retirement savings plan. Click here.
Savings Calculator
Learn how even a modest but consistent savings strategy can work wonders. Click here.
Savings Goal
A tool offering you the big picture on the financial results of your savings plan. Click here.
Shopping Quiz
Test yourself with this shopping quiz to see if you have financial blind spots and are in need of credit counselling. Click here.
Student Budget Calculator
A calculator specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution. Click here.
So that’s the kit. Feel free to use any or all of the above items anytime. And please share them with family and friends if need be. After all, the beauty of these tools is that you don’t have to worry about returning them to the box.
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Hi there:
Absolutely it would be great for you to share this with your students and you are welcome to put a link to any of the tools. Our goal at Credit Canada is to educate and provide as much awareness as possible on financial literacy. Congrats to you for teaching your students this important skill!
Hi!
I teach a Gen.Ed. course on Wellness and Lifestyle…would love my students to have access to this amazing ‘financial tool kit’. Is there a way (and would it be okay with you, of course?) for me to give them access to it…eg. through a link on their course ‘Blackboard’ (on-line)?
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