Posts tagged as:

Shopping

Financial Diary of a 20something – My Debt Story.

August 25, 2011

Four years ago, I was 25 years old, living on my own, working my first “real” career-type job and had a commercial debt of over $11,000. This included $8,000 worth of credit card debt, $3,000 of overdraft, plus a few bills that were months past due. I knew I was at a financial rock bottom [...]

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Divorce over money? How about divorce from ignorance?

July 28, 2011

Claims are often made that money trouble is the chief reason for divorce in Canada and the United States. Some studies show that 90 percent of couples who seek divorce do so because of problems associated with debt and the general mismanagement of money in personal relationships. I know that money can play a big [...]

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Yes, it’s a word that comes in handy now and then: No.

June 28, 2011

Around the office, I’m known as a stern and frugal manager concerning cash outlays. If certain parties, say business suppliers, don’t have a thoroughly convincing case for why they want me to give them more money for some reason or other, I don’t hesitate to say no. Period. So why is it that I sometimes [...]

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Smart kid. Smart money. Kayla’s story.

June 2, 2011

Consider a teenager who for the sake of today’s discussion I will call her Kayla. She is 14 years old, and she is a living, breathing example of a savvy money manager. In fact, she started demonstrating personal money management skills at age three. Does that make her a child prodigy like Pablo Picasso, who [...]

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Goodbye surprise cell phone bills!

May 5, 2011

It’s happened to the best of us; you open your cell phone bill only to be mortified by the never ending numbers and confusing charges that you try to read. How could this happen? When did this happen? And how am I going to pay this? Those surprise phone bills can really mess with your [...]

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Can you afford to fall in love?

April 7, 2011

Sunny days always seem to mysteriously draw-out the consumer in me, and just as the forecast predicted, I found myself taking a stroll down Queen Street West this past weekend and checking-out the shops in the area. I went into this one particular store because it had really cute dresses in the window and I [...]

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What’s the dumbest thing I’ve ever done with my money and what I learned from it?

February 16, 2011

Back in November 2010 Credit Canada hosted our fourth annual Credit Education Week.  As in the past an essay contest was held for high school students.  The theme for the essay contest (as you may be able to guess from the title of this blog) was: What’s the dumbest thing I’ve ever done with my money [...]

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The Pickering Flea Market, a bargain Queen’s love story

February 7, 2011

I recently moved to Durham region (Eastern Ontario) and had already heard plenty about the Pickering Flea market (1400 Squires Beach Road, Pickering Ontario). Personally, I’m the type that hates crowded areas and messy venues so I wasn’t interested at all until at some point literally every person who I had encountered would encourage me [...]

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When a great deal makes for a good feeling.

February 4, 2011

Shortly after this blog was launched about a year ago, I put in a plug for Value Village here in the Toronto. At that time, I had just visited the store after a long absence, and I was surprised by the pleasure of the experience. Such an array of wares and duds to choose from [...]

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Bed, bath, and beyond your budget

January 21, 2011

These days it seems like it’s getting harder and harder to keep expenses down to an absolute minimum. That’s why many of us develop our own rules of thumb when shopping.  Personally, I’ve developed an almost intuitive strategy which I practiced to help keep me on the good side of my bank account. However, a [...]

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