Posts tagged as:

financial planning

Attention students: get a summer job, manage your money, and enjoy some independence.

May 16, 2013

Yes, it’s almost that time of year again. Our coveted Canadian summer will soon be upon us, and with it students from across the land will be setting aside their studies for other pursuits. Plenty I’m sure think that summer break is purely a time for sleeping in, lounging by the nearest available pool, or [...]

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The cheapskate quiz: What’s your angle on how to budget?

April 9, 2013

There is quite a big difference between being cheap and being frugal. Cheapskates, in my experience, covet money in unhealthy ways. Sometimes so much so that the cheapskate is dishonest and disrespectful toward others in matters of budgeting and personal finance. Frugal folks, on the other hand, respect money – their own and that of [...]

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Upward mobility. A Lexus sedan, really?

March 21, 2013

“I think I’m entitled to splurge if my spending is within my means,” the young woman was saying to me. We were both guests at a mutual friend’s home where an anniversary party was underway. Somehow we gravitated to one another and got along famously right away, striking up a lively conversation after floating into [...]

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Notes on lotteries, lightning, and lunacy.

February 26, 2013

I could scarcely believe my eyes when I read about what millions of Canadians have factored into their plans for a secure financial future. Fully one-third of my fellow adult citizens believe that they will either win the lottery or receive a hefty inheritance from out of the blue at some point. For these dreamers, [...]

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Here’s a shovel. Fill the hole, or dig deeper.

February 12, 2013

In light of the above headline, I hope you’ll excuse me when I say that household debt problems in Canada is becoming a grave issue. While mortgage-debt has been slowing, the same cannot be said of non-mortgage debt involving the purchase of cars, home improvements, furniture, and the like. Average household requirement for debt help reached [...]

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Some old financial advice for the young.

February 28, 2012

Canada’s young adults – or for that matter all Canadian youngsters old enough to understand the value of money – had better listen up. Parents, too, of today’s youngsters ought to take note. Last week we learned that funding for old age security in this country is not exactly secure. I mean, it’s not on [...]

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And on the 13th day – I got the bill. (sung to the tune of the 12 days of Christmas with apologies)

January 10, 2012

-And on the thirteenth day of Xmas, the mailman gave to me, a credit card bill for free . So Happy New Year! You thought that you recovered from your New Year’s hangover. Then you open your mail. Everything was good in December and then you decided that you would buy a few things. Besides [...]

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You’re invited. Credit Education Week Canada Launch – November 15th. Seating is limited – register now!

October 27, 2011

In 2007, Credit Canada and Capital One Canada teamed up to create the first Credit Education Week Canada, with the objective to raise public awareness and educate Canadians about the many issues and challenges we all face managing our finances, spending and savings.  Five years later, Credit Education Week Canada is still going strong. As [...]

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A pocket full of nothing and a head full of bad.

April 12, 2011

Credit Canada’s new Financial Coaching Series is off to a great start and it’s got me thinking about some of its many aspects. And when I say many, I do mean many. The Coaching Series, which for a reasonable fee can help change peoples’ lives, is the most comprehensive program of its kind anywhere. Right [...]

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This spring, as you enumerate your finances, count your blessings.

March 24, 2011

Spring is a time to take stock and clean house. That can include sweeping out the dust that settles in the attic between your ears. It collects wherever negative, self-defeating attitudes are found – the same attitudes that make you feel miserable, indecisive, and powerless. Plus there is always the prospect for opening old boxes [...]

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