Posts tagged as:

credit card

Lenders beware.

February 9, 2012

It can be so difficult to say no; whether it be a friend’s invitation when you are pooped from a long hard day, a favor from your work colleague when you just don’t have the time or that second giant helping of grandma’s lasagna when you are absolutely stuffed. Most of us try to please [...]

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No minimum payment this month. That’s great! Or is it?

February 2, 2012

My recent credit card statement says, “To ease the strain of the holiday season; we will waive your minimum payment this month”. Isn’t that kind of the bank? They also state though, that interest would be added to my outstanding balance. As my minimum payment amount is 2% of my debts, this means the bank [...]

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This holiday season, Canada’s ho ho holding on debt.

December 1, 2011

I have to say, I’m already feeling pretty joyous about the holiday season. There are real signs that many Canadians will not suffer from those post-Christmas-spending blues come 2012. Ulcers resulting from debt created by the purchase of video games, iPads, fuzzy bears and the like will for many be a thing of the past. [...]

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The ups and downs of our good old dollar.

November 15, 2011

Oh the fun of travelling!  While in Australia last year, I made a big purchase on my credit card.  Easy, no problems, right?  Wrong!  The sales clerk made a small error in the amount charged and asked if she could refund the charges and do it again with the proper amount.  I was slightly annoyed [...]

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Credit card safety 101: Travelling with plastic.

October 26, 2011

‘Travelling to another country can be risky business. Language barriers, confusing currency and outright criminals can dampen even the most anticipated getaway’. To read the full article click here.

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Student loans: Lessons in debt.

September 13, 2011

There is the horror story about the 20-something fellow who, after receiving his post graduate degree in psychology, could only find a job as a clerk at a convenience store paying him little more than $1,000 a month. He has a wife and two small children, and the family’s household debt amounts to $80,000, most [...]

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$1.50 ain’t much but I’d rather spend that on a KAWFEE.

September 6, 2011

On August 18 I embarked on a short but amazing trip to New York City. Aside from all my last minute jitters and the weeks of planning and stressing …everything went according to plan.  I enjoyed every moment of my adventure in the Big Apple. Everything from the food, the people, the energetic and uplifting environment, and [...]

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Financial Diary of a 20something – My Debt Story.

August 25, 2011

Four years ago, I was 25 years old, living on my own, working my first “real” career-type job and had a commercial debt of over $11,000. This included $8,000 worth of credit card debt, $3,000 of overdraft, plus a few bills that were months past due. I knew I was at a financial rock bottom [...]

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Forget the beer goggles, beware of the beer tab.

May 31, 2011

President Obama drinks a pint of Guinness, thinks it’s 2008. Emma Rogers drinks a shot of Tequila, thinks it’s 1999. Recently I found myself in the club district of Toronto for a stagette party.  It was my first time back after a long hiatus, due mainly to losing the skirt length battle with the twenty something crowd. There [...]

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