Grown woman hangin’ with her roomies.

July 7, 2010

A couple of months ago I arrived home to a letter from my landlord advising that my rent was to increase by $16.17. This brought my monthly payment to just over $1100. I was scandalized. $1085 was one thing, $1100 was quite another! I know people who have smaller mortgage payments than that.
After years of [...]

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Coupon collecting hobby resurrected

June 30, 2010

I am one of those who clip and collect store coupons thinking, ‘I could save money’. At times, I would spend a half-hour cutting out coupons and piling them up in my ‘coupon box’. But I never used them- my collection became a hobby.
One day as I was cutting out some, a light goes off [...]

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Household credit growth slowing: CIBC

June 29, 2010

Here is an interesting article by Derek Abma in the Financial Post on a  CIBC World Markets report about household debt slowing. It seems that for the six months that ended in March there has been a slowing of household debt.  This is good news but are we out of the water yet? I would [...]

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Panic Attack – A Cautionary Tale

June 28, 2010

You’ve finally put a savings plan together.
No more DVD’s and concerts or weekend trips.
Then you open your mail…
 The credit card balance is a little bigger than expected. That weekend trip turned out to be a bit more expensive than planned. It seems you owe some taxes this year? That’s right you took out that mutual [...]

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Some food for thought…

June 28, 2010

For some of you who were declined credit due to five or six credit cards you own, let it be a lesson to others. It’s not the number of credit cards and the amount of credit limit on them that ensures another approved credit. The reality is on the contrary. You say you have three [...]

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What happens in Vegas…shows up on your credit card.

June 21, 2010

One of the hardest things to do is control spending while on vacation. I mean, you’re on vacation! Reality does not come into play when on vacation. Well more accurately, reality should come into play so you can keep having vacations. The last thing that should occur is regretting the amazing vacation that happened two [...]

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Love has no price tag.

June 15, 2010

Appropriately, I’ve been thinking about love in relation to money.
Recently, I did some window shopping. My journey took me to Toronto’s Yonge Street just north of Davenport where I happened upon a little store called Belle Epoque. Here I discovered a wonderful hodge-podge of modern furnishings, appliances, art and knick-knacks that lightened up my day. [...]

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National Post: The new face of debt

June 14, 2010

I came across an interesting article by Andrew Allentuck in today’s National Post that is worthy of sharing.  We all need to be aware of how our golden years of retirement can be very stressful when debt is a part of the plan.
For James Kennedy, a federal civil servant before he retired, and his wife, [...]

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How about, “My big fat, cheap wedding.”

May 28, 2010

As I write these words, a glorious golden sun is setting over Ontario’s horizon. The brilliant orb is slipping into a pale orange mist beneath big, baby blue skies that are fading into the beautiful navy of night. A slight breeze brings whispers from nearby trees and a flower garden where a few birds chatter [...]

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Want real knowledge? Get yourself a financial coach.

May 14, 2010

They say knowledge is power. I say knowledge is money and Credit Canada can show you how to put that knowledge to work for you.
Understanding how to manage money properly can be a life-changing experience. Worry and stress can be lifted from one’s shoulders. The world seems new, fresh.  You start making the right decisions, [...]

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