Comments for For the Love of Money

Comment on Chuck the cheapie. “Ugh” is the word. by Maria

Maria — Thu, 09 Sep 2010 21:47:27 +0000

I know of a cheapie who would borrow a quarter from me so that he won’t have to break his $10.00 bill to buy a drink at clubs. For example, if the drink is $2.25, he will shell out the $2.00 and ask me if I have $.25 to spare. I always shake my head everytime he does it. So I stopped hanging out with him.

Comment on Chuck the cheapie. “Ugh” is the word. by Roger

Roger — Thu, 09 Sep 2010 18:54:47 +0000

I think cheapie is the right term; I had some roommates who I would share grocery costs with sometime ago. One of them would mark a carton of milk with a marker to indicate how much milk every one else drank. He would then proceed to binge on every one else’s food and say he would pay them back another time. Realizing that day would never come we decided to have one less roommate. Things worked much better after that.

Comment on Chuck the cheapie. “Ugh” is the word. by Rob

Rob — Thu, 09 Sep 2010 15:37:41 +0000

I think the term cheapie isn’t the right term.

I’m cheap and don’t shortchange people or screw them.

There is also a difference between managing money badly, and screwing people purposefully, and I think it’s wrong to lump them together.

The flip side to this, is rather well to do people…who drag their middle class friends to expensive places, assuming they can afford it.

But I agree, I’m more frugal than cheap.

Frankly, I just say it “Sorry things are tight this week, let’s do it after pay day!”

Comment on Haggling is fun, but it is not for me. by John

John — Mon, 06 Sep 2010 15:57:48 +0000

I love to haggle, discuss, barter, dicker etc to buy anything from a
car to a belt.
I found the key is don’t fall in love with the item your buying and do your homework and be willing to walk away.
One time I was buying rental return car from a dealer we agreed upon price and I let him know that would include all costs.(ie the admin fee he wanted $175.00) They lost the deal because they would not move on the admin fee. Go figure $25,000 car and would not move on the $175.00n I walked!!!!.lol.

Comment on Ready, set, save for Black Friday shopping. by Stephanie

Stephanie — Wed, 01 Sep 2010 15:31:33 +0000

I hear ya there, Rob! The deals just don’t seem to be there anymore…Its a shame that Christmas is based on what you get, not time spent creating memories with families and friends.

However, we all do have to give gifts throughout the year, not just at Christmas, and this article has some great tips for shopping during any season!

Comment on Ready, set, save for Black Friday shopping. by Rob

Rob — Wed, 01 Sep 2010 15:22:05 +0000

I think it’s sick and perverted that people go out and hunt so vehemently for a minor deal. I never see great deals for anything. Sure there are occasional doorcrashers that you have to wake up before you go to sleep to get, but otherwise, it’s not worth my time for a $10 discount.

Boxing day sales are nothing special anymore. I am so past shopping it’s unbelievable. This is just me personally.

I enjoy food and wine, and home entertainment with friends and loved ones. When I travel, THAT’s when i shop for new summer clothes.

Another good investment? A PVR. I don’t even see commercials anymore.

Comment on Haggling is fun, but it is not for me. by Imeldacorney

Imeldacorney — Wed, 25 Aug 2010 15:49:17 +0000

Rob and Duke
You made me smile. Your comments are ‘right on’. As long as hubby is with me I don’t mind watching the exercise and my $dollars.

Comment on Haggling is fun, but it is not for me. by Rob

Rob — Wed, 25 Aug 2010 15:48:02 +0000

That being said, it can be hard to get deals at any store other than medium to small ones. There is absolutely no empowerment in larger chains.

When you DO deal with a big retailer, do ask for free shipping or installation for furniture etc., And or something like that. Often they can’t haggle, but you can usually save on the delivery if it means you’ll walk away from spending two thousand dollars.

If you’re buying a sofa/loveseat/television and the whole kit and caboodle. you just say, “Oh and this will all be delivered free right?” Make it known that it’s – that way, or the highway.

Odds are they will if you are spending enough.

Smaller stores, especially mom and pop stores will do it for clothes etc, and especially if you make them a regular store you buy from. Once they get to know you, the sweet deals get even better.

Sadly, buying out of country for vacations is an ABSOLUTE MUST. You save the HST and provincial taxes. I never book a vacation in Canada anymore, and save all taxes!

Comment on Haggling is fun, but it is not for me. by Rob

Rob — Wed, 25 Aug 2010 15:43:27 +0000

At the end of the day, the dollars in your pockets will affect your life far more dramatically than the shoe lady who thought you were cheap for asking for a deal.

Comment on Haggling is fun, but it is not for me. by Duke

Duke — Wed, 25 Aug 2010 15:29:32 +0000

My wife is the bargain hunter in our home —recently when travelling through the back roads of Quebec, we stopped at a yard sale. The “seller” evenually offered my wife $1.00 to take some trinket off his hands! It was all in good fun and there was an exchange of funds but not in my wife’s direction.No question about it–someone else’ throw aways can be another person’s treasure or at very least “pleasure” !