From the category archives:

Money Management

Debt settlement spiders weave webs of grief.

February 7, 2012

A new type of creature has infested Ontario. I believe its scientific name in Latin is something like Horribili Reatu Sedes Aranea, which translates to horrible debt settlement spider. It’s a creepy animal, often getting inside TV sets or crawling across the face of things like outdoor posters where it weaves endless webs through mind-numbing [...]

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No minimum payment this month. That’s great! Or is it?

February 2, 2012

My recent credit card statement says, “To ease the strain of the holiday season; we will waive your minimum payment this month”. Isn’t that kind of the bank? They also state though, that interest would be added to my outstanding balance. As my minimum payment amount is 2% of my debts, this means the bank [...]

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Credit Canada’s new TV commercial offers hope in climate of doom and gloom.

January 26, 2012

Credit Canada has announced the launch of a new TV commercial that is bringing rays of warmth and sunshine to an economic climate otherwise riddled with news of doom and gloom. Called “Dignity”, the 30-second commercial offers hope to consumers burdened with debt that just one step in the right financial direction can make a [...]

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What makes for an “I had no idea” person.

January 19, 2012

Let’s talk about people who share what I like to call the “I Had No Idea” experience. I Had No Idea people come to us every day here at Credit Canada. They are experiencing problems with debt, and they have come to us for counselling. We look into matters and devise a game plan – [...]

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Baby steps can lead to big savings.

January 12, 2012

Out with old man 2011 and in with 2012’s cute and cuddly baby wrapped in a fuzzy blanket and soothing with a pacifier. A good friend of mine recently welcomed a baby boy to her family. He is an adorable bundle of joy, cooing and sleepy-eyed while his parents shower him with admiration and loving [...]

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And on the 13th day – I got the bill. (sung to the tune of the 12 days of Christmas with apologies)

January 10, 2012

-And on the thirteenth day of Xmas, the mailman gave to me, a credit card bill for free . So Happy New Year! You thought that you recovered from your New Year’s hangover. Then you open your mail. Everything was good in December and then you decided that you would buy a few things. Besides [...]

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Top 10 True New Year’s Resolutions.

January 3, 2012

My friend Bob sent me an email during the Christmas break saying he’s sick and tired of hearing about New Year’s resolutions that few people ever keep. He supplied me with a top ten list of what he calls his true New Year’s resolutions. Here it is. 10. I will read less. 9. I will [...]

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Christmas frenzy.

December 20, 2011

I found it rather coincidental that on the day I decided to start shopping (Black Friday), my Moneysense magazine came in the mail with a startling declaration. The editorial ,”Overtaking America”, stated that in the Credit Suisse 2011 Global Wealth Report that we are currently wealthier than the Americans. Apparently, our net worth median income [...]

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Money and lying: the awful truth.

November 17, 2011

Let’s talk about financial deceit on a scale somewhat more personal than that of Wall Street high rollers. This year, ForbesWoman and the National Endowment for Financial Education (NEFE) in America commissioned a survey about couples that is worrisome if it fairly reflects what is going on in the world, and particularly in Canada where [...]

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Lifestyles of the rich and financially illiterate.

November 1, 2011

The great Samuel Clemens – otherwise known by his pen name Mark Twain – once said: “Do not put off till tomorrow what can be put off till day-after-tomorrow.” He was certainly a man of his word. Clemens failed to properly manage all the money he made as America’s greatest humourist in the 19th Century. [...]

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